$4,500,000
2097 N FSR 289
Payson, AZ 85541
MLS# 7070441
Status: UCB (Under Contract-Backups)
7 beds  |  4 baths  |  3400 sqft


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Property Description
A truly rare opportunity to own a private, gated creekside retreat encompassing 4.58 acres of natural beauty, tranquility and historic Arizona charm. With approximately 400 feet of Tonto Creek frontage, this remarkable property offers the soothing sounds of the creek, a fishing pond, towering pines and thoughtfully designed gathering spaces throughout. Total square footage, bedrooms and bathrooms shown in the listing include both the main and guest cabins. The 1,800+ square-foot main cabin features 4 bedrooms, 2 bathrooms, a spacious kitchen with granite countertops and breakfast bar, and an inviting living area centered around a natural-stone fireplace. French doors open to a sunroom overlooking the pond and peaceful wooded surroundings. The separate guest cabin provides approximately

Details
Maps
Contract Information
Type: Exclusive Right To Sell
Ownership: Fee Simple
Co-Ownership (Fractional) Agreement YN: No
List Price: $4,500,000
Status: UCB (Under Contract-Backups)
Current Price: $4,500,000
List Date: 2026-08-22
Location, Tax & Legal
Assessor's Map #: 3
Legal Description (Abbrev): SECTION: 09 TOWNSHIP: 11N RANGE: 12E POR RANCHO TONTO OF TONTO CREEK ESTATES, PLAT 208 & POR HES 137
Assessor's Parcel #: 94
Assessor Parcel Ltr: F
Tax Municipality: Gila - COUNTY
Taxes: 8265
House Number: 2097
Compass: N
Street Name: FSR 289
St Suffix: --
City/Town Code: Payson
State/Province: AZ
Zip Code: 85541
Country: US
County Code: Gila
Assessor Number: 303-03-094-F
Subdivision: TONTO CREEK ESTATES
Tax Year: 2025
General Property Description
Dwelling Styles: Detached
# of Interior Levels: 2
# Bedrooms: 7
Full Bathrooms: 4
Half Bathrooms: 0
Total Bathrooms: 4
Approx SQFT: 3400
Price/SqFt: 1323.53
Approx Lot SqFt: 199505
Approx Lot Acres: 4.58
Flood Zone: No
Guest House SqFt: 1600
Horses: Y
Builder Name: Unknown
Lead Based Hazard Disclosure: Yes
Elementary School District: Payson Unified District
High School District: Payson Unified District
Elementary School: Payson Elementary School
Jr. High School: Rim Country Middle School
High School: Payson High School
Community Pool Y/N: No
Private Pool Y/N: No
Fireplace YN: Yes
Fireplaces Total: 2
Dwelling Type: Single Family Residence
Exterior Stories: 2
Year Built: 1966
Legal Info
Range: 12E
Section: 09
Township: 11N
Lot Number: 7
Special Listing Cond
N/A: 1
Construction
Wood Frame: 1
Const - Finish
Log Siding: 1
Stone: 1
Other (See Remarks): 1
Roofing
Composition: 1
Association & Fees
HOA Y/N: N
PAD Fee Y/N: N
Land Lease Fee Y/N: N
Ttl Mthly Fee Equiv: 0
Showing Notification Methods
Showing Service: Aligned Showings
Text: 1
Phone Call: 1
Lockbox Type
None: 1
Master Bathroom
Double Vanity: 1
Master Bedroom
Split: 1
Additional Bedroom
Master Bedroom Walk-in Closet: 1
Fireplace Features
Pellet Stove: 1
Wood Burning Stove: 1
Fireplace Living Rm: 1
Fire Pit: 1
Other: 1
See Remarks: 1
Flooring
Carpet: 1
Laminate: 1
Linoleum: 1
Stone: 1
Vinyl: 1
Other: 1
Window Features
Dual Pane: 1
Dining Area
Breakfast Bar: 1
Dining in LR/GR: 1
Heating
Baseboard: 1
Forced Air: 1
Electric: 1
Other: 1
See Remarks: 1
View
Mountain(s): 1
Kitchen Features
Dishwasher: 1
Disposal: 1
Electric Oven: 1
Electric Range: 1
Built-in Microwave: 1
Refrigerator: 1
Granite Counters: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Interior Features
Skylight(s): 1
Vaulted Ceiling(s): 1
Water Purifier: 1
Laundry
Washer Included: 1
Dryer Included: 1
Stacked Washer/Dryer: 1
Inside: 1
Basement
Basement Y/N: N
Other Rooms
Arizona Room/Lanai: 1
Guest Qtrs-Sep Entrn: 1
Separate Workshop: 1
Separate Den/Office
Sep Den/Office Y/N: N
Road Access Type
Private Road: 1
Road Responsibility
County Maintained Road: 1
Fencing
Block: 1
Partial: 1
Other: 1
See Remarks: 1
Water Source
Pvt Water Company: 1
Exterior Features
Separate Guest House: 1
Built-in BBQ: 1
Covered Deck: 1
Playground: 1
Covered Patio(s): 1
Patio: 1
Gazebo: 1
Screened in Patio(s): 1
Open Deck: 1
Storage: 1
Private Street(s): 1
Pvt Yrd(s)/Crtyrd(s): 1
Other: 1
Spa
Above Ground: 1
Sewer
Septic Tank: 1
Septic-In & Connected: 1
Parking Spaces
Slab Parking Spaces: 0
Total Covered Spaces: 2
Garage Spaces: 2
Parking Features
Detached: 1
Detached Garage: 1
Separate Strge Area: 1
Gated: 1
RV Access/Parking: 1
New Financing
Cash: 1
VA: 1
Conventional: 1
FHA: 1
Plumbing
Tankless Ht Wtr Heat: 1
Electric Hot Wtr Htr: 1
Utilities
APS: 1
Propane: 1
Existing 1st Loan
Treat as Free&Clear: 1
Existing 1st Loan Terms
Non Assumable: 1
Property Description
Borders Preserve/Public Land: 1
Waterfront Lot: 1
Street(s) Not Paved: 1
Rural: 1
Landscaping
Grass Front: 1
Grass Back: 1
Services
County Services: 1
Horse Features
Barn: 1
See Remarks: 1
Items Updated
Bath(s) Yr Updated: 2025
Other Structures
Barn(s): 1
Shed(s): 1
Workshop: 1
Disclosures
Seller Discl Avail: 1
Agency Discl Req: 1
Residential Propane Tank
Residential Propane Tank: Leased
Propane Underground Y/N: No
Possession
Close of Escrow: 1
Association Fee Incl
No Fees: 1
Assoc Rules/Info
None: 1
DPR Eligible
DPR Eligible: No
Remarks Misc
Cross Street: Hwy 260 & FSR 289
Directions: Hwy 260 East from Payson to Forest Service Rd 289 (also known as Zane Grey Hwy) and turn left. Go approximately 2 miles to gated property on right (brown sign past Christian Camp shows 2097 before gate on right)
Geo Lat: 34.365689
Geo Lon: -111.093009
Property Features
Special Listing Cond: N/A
View: Mountain(s)
Master Bathroom: Double Vanity
Master Bedroom: Split
Additional Bedroom: Master Bedroom Walk-in Closet
Fireplace Features: Pellet Stove; Wood Burning Stove; Fireplace Living Rm; Fire Pit; Other; See Remarks
Flooring: Carpet; Laminate; Linoleum; Stone; Vinyl; Other
Window Features: Dual Pane
Spa: Above Ground
Dining Area: Breakfast Bar; Dining in LR/GR
Kitchen Features: Electric Oven; Electric Range; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Granite Counters
Laundry: Washer Included; Dryer Included; Stacked Washer/Dryer; Inside
Other Rooms: Arizona Room/Lanai; Guest Qtrs-Sep Entrn; Separate Workshop
Interior Features: Skylight(s); Vaulted Ceiling(s); Water Purifier
Exterior Features: Built-in BBQ; Covered Deck; Playground; Covered Patio(s); Gazebo; Open Deck; Patio; Private Street(s); Pvt Yrd(s)/Crtyrd(s); Screened in Patio(s); Separate Guest House; Storage; Other
Other Structures: Barn(s); Shed(s); Workshop
Parking Features: Detached Garage; Detached; Gated; RV Access/Parking; Separate Strge Area
Road Access Type: Private Road
Road Responsibility: County Maintained Road
Construction: Wood Frame
Const - Finish: Log Siding; Stone; Other (See Remarks)
Roofing: Composition
Cooling: Central Air; Ceiling Fan(s)
Heating: Baseboard; Forced Air; Electric; Other; See Remarks
Plumbing: Tankless Ht Wtr Heat; Electric Hot Wtr Htr
Utilities: APS; Propane
Water Source: Pvt Water Company
Sewer: Septic Tank; Septic-In & Connected
Services: County Services
Fencing: Block; Partial; Other; See Remarks
Property Description: Borders Preserve/Public Land; Waterfront Lot; Street(s) Not Paved; Rural
Landscaping: Grass Front; Grass Back
Horse Features: Barn; See Remarks
Showing Notification Methods: Text; Phone Call
Lockbox Type: None
Possession: Close of Escrow
Association Fee Incl: No Fees
Existing 1st Loan: Treat as Free&Clear
Existing 1st Loan Terms: Non Assumable
New Financing: Cash; VA; FHA; Conventional
Disclosures: Seller Discl Avail; Agency Discl Req
Supplements
1,600 square feet with 3 bedrooms, 2 bathrooms, a large kitchen, fireplace, pellet stove, spacious family room, two separate entrances and two private patios--ideal for guests, extended stays or a variety of other possibilities. A historic barn adds distinctive character and offers flexible space for gatherings and events, complemented by an outdoor BBQ area and large ramada. Additional improvements include a detached two-car garage with an attached workshop and storage area, plus a separate additional building. Outdoor amenities include a covered pavilion and patios, hot tub, sauna, an expansive newer deck overlooking the creek, and a gas fire pit within a built-in creekside gathering area. Whether envisioned as a private retreat, multigenerational property or an extraordinary setting with future possibilities, this one-of-a-kind creekfront offering would be difficult to duplicate. Zoned General Use (GU) and Agricultural, with documented Tonto Creek water rights. Buyer to independently verify permitted uses, square footage and all facts material to the buyer. Experience this remarkable slice of heaven on earth.

IDX
Listing Office: Present Properties

Office Email: brokerandtrainer@gmail.com

Last Updated: October - 17 - 2026

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